1-800-420-9070  |   info@n1fs.com


Your trusted source for commercial financing

Building success in commercial real estate takes a lot more than just bricks and mortar. It also requires financial support, flexibility and innovation. When you have a relationship with the N1FS team, you'll have access to the real estate financing experience, solutions and services that you need to achieve your goals -- and lay a strong financial foundation for virtually any type of commercial real estate development or investment project. Whether institutional, Hard Money, Bridge, or Construction, we have the right programs and the experience to help get you funded quickly.


Commercial Loan Programs

Loan Size


$500,000 - $25,000,000

Owner-Occupied Properties or Investor Properties

Traditional Commercial Properties Only

15, 20, 25, & 30 Year Amortizations

3, 5, 10, 15 Year Fixed Rates

Up to 75% LTV / 75% CLTV

Below PRIME Rates

No Balloons or Calls

Cash Out to 40% of Loan Amount

Fixed Declining Prepayment

Minimal Impound Reserves

Recourse and Non-Recourse Options

Minimum 660 Credit Score

2 Years of Historical Income Req.

Low Minimum 1.25 DSCR




Fidelity Commercial Funding also has a non-conforming, owner-occupied or investor commercial loan program providing up to 90% commercial financing and 30 year fixed rate terms, for both traditional and non-traditional commercial properties.


Loan Size


$250,000 - $5,000,000

Owner-Occupied Properties or Investor Properties

Traditional or Non-Traditional Commercial Properties

Full Document, Low-Doc, and Stated Income Options

Owner-Occupied Stated Income Commercial Loans to 90% LTV

30 Year Amortizations

3 Month, 2, 5, & 30 Year Fixed Rates

90% LTV on Purchase

85% LTV on Refinances

Cash Out Refinances to 75%

Cash Out to 40% of Loan Amount

Flexible Prepayment Options

20% Annual Prepay With No Penalty

Low Minimum 1.25 DSCR

Minimum 600 Credit Score



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